California Consumer Privacy Act (CCPA) Notice

Introduction

This California Consumer Privacy Act ("CCPA") Notice supplements the information contained in our Privacy Policy and applies solely to California residents ("consumers" or "you"). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (CCPA) and any terms defined in the CCPA have the same meaning when used in this notice.

Information We Collect

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device ("personal information"). In particular, we have collected the following categories of personal information from consumers within the last twelve (12) months:

Categories of Personal Information Collected

• Identifiers: Name, email address, IP address, and other similar identifiers
• Personal Information Categories: Name, contact information, and insurance-related information
• Protected Classification Characteristics: Age, military status, and other demographic information
• Commercial Information: Insurance quotes, coverage preferences, and transaction history
• Internet or Other Similar Network Activity: Browsing history, search history, and information on your interaction with our website
• Geolocation Data: ZIP code and location information
• Professional or Employment-Related Information: Employment status and professional affiliations
• Inferences: Profile reflecting preferences, characteristics, and behaviors

Sources of Personal Information

We obtain the categories of personal information listed above from the following categories of sources:

• Directly from you: When you provide information through our quote comparison tool, contact forms, or other interactions with our website
• Automatically from your device: When you visit our website, we automatically collect certain information about your device and browsing activity
• From third parties: We may receive information from insurance providers, service providers, and other business partners

Use of Personal Information

We may use or disclose the personal information we collect for one or more of the following business purposes:

• To fulfill or meet the reason you provided the information
• To provide, support, and develop our services
• To create, maintain, customize, and secure your account
• To process your requests and transactions
• To provide you with support and respond to your inquiries
• To personalize your experience and deliver content relevant to your interests
• To help maintain the safety, security, and integrity of our services
• To respond to law enforcement requests and as required by applicable law
• As described to you when collecting your personal information or as otherwise set forth in the CCPA

Sharing Personal Information

We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:

• Identifiers
• Personal Information Categories
• Protected Classification Characteristics
• Commercial Information
• Internet or Other Similar Network Activity
• Geolocation Data
• Professional or Employment-Related Information
• Inferences

Sale of Personal Information

In the preceding twelve (12) months, we have not sold personal information. We do not sell personal information to third parties.

Your Rights and Choices

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Specific Information and Data Portability Rights

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

• The categories of personal information we collected about you
• The categories of sources for the personal information we collected about you
• Our business or commercial purpose for collecting or selling that personal information
• The categories of third parties with whom we share that personal information
• The specific pieces of personal information we collected about you
• If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
  • Sales, identifying the personal information categories that each category of recipient purchased
  • Disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained

Deletion Request Rights

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:

• Email: privacy@justautocoverage.com
• Phone: [Your Phone Number]
• Online: Through our website contact form

Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

• Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative
• Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.

Response Timing and Format

We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.

We will deliver our written response by mail or electronically, at your option.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

• Deny you goods or services
• Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties
• Provide you a different level or quality of goods or services
• Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services

Changes to This CCPA Notice

We reserve the right to amend this CCPA Notice at our discretion and at any time. When we make changes to this CCPA Notice, we will post the updated notice on the website and update the notice's effective date. Your continued use of our website following the posting of changes constitutes your acceptance of such changes.

Contact Information

If you have any questions or comments about this notice, the ways in which we collect and use your information described here and in our Privacy Policy, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

• Email: privacy@justautocoverage.com
• Phone: [Your Phone Number]
• Address: [Your Business Address]